Financial Tips for Holiday Season

Determine your monthly Income and Expenses

• Be sure not to spend more than you are making. Balancing your income will determine your financial outcome.
Traveling should be included in your Expenses
• If you intend to travel, map out your fees for gas and food. Include what you plan to spend in your travel.
Be an educated shopper
• Compare prices, look for deals online and always check for coupons.
Be a Prepared shopper
• Have a list of items you intend to purchase. Prepare a budget that is in compliance with your list of items to avoid over spending and going over your prepared budget.
Keep up with Your Credit Card Expenses
• Even though you want to go crazy and spend spend spend… However you want to keep up with what you’re swiping to avoid paying a bigger bill than you are prepared for.
Make your bills apart of your budget
• Add your bills to your Holiday expenses, there’s nothing worse than having a great holiday then realize your behind on bills and close to broke.
Start the New Year financially stable
• Preparing for the holidays but have you prepared for the New Year? When you intend to spend intend to save.

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